About Instant Personal Loan App, Quick Loan - SmartCoin
Personal Loans range from ₹4,000 to ₹ 1 Lakh Tenure: 62days to 1year. Interest rates range from 0%-30% depending on the risk profile of the customer and product availed. Example: If the loan amount is ₹
Personal Loans range from ₹4,000 to ₹ 1 Lakh
Tenure: 62days to 1year. Interest rates range from 0%-30% depending on the risk profile of the customer and product availed.
Example: If the loan amount is ₹40,000 & interest is 22% per annum with tenure of 12 months, processing fee of Rs. 750 will be charged.
The interest for 12 months would come out to be ₹4,925. The EMI per month would be ₹3,744. This would translate to a maximum APR of 23.875%. The total cost of the loan will be ₹5,678. The total amount paid back including everything at the end of the term will be ₹45,678.
SmartCoin is an app-based lending platform that connects borrowers with NBFCs/Banks. All
Loan Apps are sanctioned & approved by NBFCs/Banks registered with RBI and their details are shown upfront during
Loan application . Details are also available in the Loan Agreements.
SmartCoin is
Instant Personal Loan App for individuals in India, looking for a
Personal Loan . With over 50 Lakh+ users who have applied across India, the SmartCoin loan app provides
Personal Loan, Quick Loan, Cash Loan, Instant Loan to Business Owners, Support Executives, Salaried Professionals, with a minimum monthly income of ₹12,000. Click to know more about our Privacy Policy
SmartCoin
Instant Loan App makes it easier for anyone to apply and borrow instant cash and get
Quick Loan . You can get
Personal Loan instantly with just a few documents and get
cash loan transferred to your bank account. The process of getting
Instant Personal Loan through our
loan app takes a few minutes and money is transferred to your bank account within 1 business day. SmartCoin is an
Instant personal loan app that acts like a friend you can borrow instant money from without any hesitation just open your
Loan App and within a few minutes, you are done with the application process and
Quick Loan will be deposited in your bank account.
For our users in Hindi:
SmartCoin se mil sakta hai Instant kredit ₹4000 se ₹1 Lakh tak. Bas Loan App Download Kare, details fill Karen aur payen online app se fast
personal loan , payment asan kissht mein.
Online Loan app ka pura process 100% digital hai aur wapas karna hai asan kissht mein.
Why SmartCoin Loan App?
• Buy Now Pay Later in easy EMI
•Access Personal loans from ₹4000 to ₹1 Lakh.
•Borrow cash loans at your convenience - With just a few clicks, anytime, anywhere get a quick loan online transferred to your bank account.
•Completely Online Loan: apply in 5 minutes, Money Tap away!
•Works with all Android devices like Xiaomi, Oppo, Vivo, Samsung, etc.
•Live across all cities and like Delhi, Navi Mumbai, Hyderabad, Chennai, Kolkata, Jaipur, etc.
Documents required:
1.ID Proof
2.Address Proof
Amount, Tenure, Fees & Charges
Instant Loan amounts range from ₹4,000 to ₹1 Lakh, Tenure: 62 days-180days. Interest rates range from 0%-30% depending on the risk profile which is equivalent to a monthly interest rate of 0%-2.5% only. There is a small processing fee that is charged for loans e.g. for low risk customers 0%-2.5% of the principal, for very high-risk customers 4%-7%*. The charges and repayment tenures vary based on the creditworthiness and repayment ability of the customers.
The penalty is charged only when someone delays their scheduled payment.
In addition to it, GST will be applicable only on the fee components as per Indian laws.
*The higher charges are only for
loans of the lower amounts and lower repayment tenure.
The APR for different products is separate as per the risk profile of the customers. The APR for different
personal loan products: low-risk customers are 18%-36%, medium risk customers are 24%-39%, high-risk customers are 30%-42% and very high-risk customers is 30%-70%
Contact Us :
Feedback email:
[email protected]
Regarding Repayments etc, email
[email protected]
Previous Versions
Here you can find the changelog of Instant Personal Loan App, Quick Loan - SmartCoin since it was posted on our website on 2019-09-15 17:28:58.
The latest version is 2.3.4 and it was updated on 2024-04-19 22:23:34. See below the changes in each version.
Instant Personal Loan App, Quick Loan - SmartCoin version 2.3.4
Updated At: 2021-06-30
Changes: Bug Fixes
Disclaimer
Official Google Play Link
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